Senior Associate, Mortgage Counsellor, Consumer Banking Group

  • Company:
    DBS Bank Ltd
  • Location:
  • Salary:
    negotiable / month
  • Job type:
    Full-Time
  • Posted:
    2 weeks ago
  • Category:
    Financial Services/Stockbroking

Skill: insurance , investments , banking , mortgage , home loan , credit cards , financial markets , personal loans , loans , collection , relationship manager , consumer banking; Exp: 0-3 years; Senior Associate, Mortgage Counsellor, Consumer Banking Group-(180001OU) Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business they were made just right for you. Job Purpose MC is the local Mortgage Specialist who will be the lead for driving the Mortgage business in his / her territory and will have key deliverables of Mortgage volumes and documentation. Key Accountabilities 1) Responsible for Mortgage volumes cases and book size, for his/her territory. 2) Support the TRM team on client calls, sales pitches and conversions. 3) Ensure the documentation accuracy and suitability. 4) Ensure the customer TATs are met. 5) Lead the knowledge and skilling base / sessions for TRMs on Mortgages. 6) Cross sell, Upsell, and new prospect list identification on existing customer base. 7) Keep attuned to the current economic and financial markets so as to be current & proficient in attending customers queries. 8) Ensure internal and regulatory compliance and adherence to DBS Sales process. Job Duties & responsibilities 1) Work with the Treasures Relationship Manager team to convert the Mortgage Leads from the existing base of customers. 2) Driving the sales pitch to interested customers, provide necessary subject matter expertise on Home Loans and detail the DBS Home Loan product. 3) Sourcing of Home Loan applications, completing the documentation as per DBS guidelines, collection of Processing fees etc. 4) To collect disbursal documents consisting of legal documentation, promissory notes, mortgage T&Cs etc. 5) Collect ECS and original Sale agreement / offer document for disbursals. 6) Provide assistance to collection teams to maintain standard repayment schedules for customers, assist in delinquent cases. 7) Facilitate product training jointly with Product manager to the TRM team. 8) Manage customer issues on service / applications. Required Experience 1) Proven track record in Mortgage sales, meeting loan volume budgets etc 2) Understanding of the mortgage business and market 3) Understanding of competition and key market practices. 4) Thorough product knowledge. 5) Should have relevant assets experience in the local market and have understanding of key customer segments. Education / Preferred Qualifications 1) An MBA / CA with relevant number of years of experience in banking and specifically in Home loans is preferable. Core Competencies 1) Excellent listening skills, with inquisitive mind 2) Strong ability to influence 3) Self drive and highly ambitious 4) Good written and verbal communication skills 5) Result oriented and the ability to produce results under pressure. 6) Relationship building and management skills. 7) Understanding of competitive positioning 8) Strong customer orientation and focused on brand 9) Creative with lateral thinking ability 10) Attention to detail and tenacious 11) Self Starter 12) Skilled seller to be a role model for the team. Technical Competencies 1) Sound understanding of Mortgages business and market 2) Knowledge of home loan products to assist clients and relationship managers. 3) Sound knowledge on home loan documentation, regulatory guidelines. Work Relationship 1) Close interaction with City Business teams and TRM teams to ensure consistent delivery of Home loan sales budgets 2) Close interaction with Mortgages Product team, Ops team, and customer service teams. Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements. Primary LocationIndia-Delhi-New Delhi

Banking -General

Degree: CA (Chartered Accountant)

Experience: 0-3

Function: Finance / Insurance Services