Policy Manager, Credit Cards

  • Company:
    DBS Bank Ltd
  • Location:
  • Salary:
    negotiable / month
  • Job type:
    Full-Time
  • Posted:
    2 days ago
  • Category:
    Financial Services/Stockbroking

Skill: mis , financing , legal , ca , business management , collection , hedging; Exp: 10-12 years; Policy Manager, Credit Cards – ( 180003K3 ) Business Function Risk Management Group works closely with our business partners to manage the banks risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure. Job Purpose The position ensures Credit cards credit policy management and MIS analytics for portfolio monitoring and regular reviews Support implementation of Credit cards technology platform Credit decision Module Partnership with product development, collections, systems and operations team to ensure product development objectives are met. Key Accountabilities Fulfil all responsibilities in relation to Coordination with relevant stakeholders and ensure alignment of objectives Monitor portfolio performance through a structured early warning mechanism Ensure system changes keep pace with product development and ensure adequate controls Assist on developing Fintech partnerships, vendor empanelment, UAT activities on system changes Compliance with all internal and RBI/MAS guidelines Job Duties & responsibilities Assist in the preparation & implementation of product programs Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance Drive portfolio management initiatives through the credit cycle management framework by working in partnership with product managers, credit systems team, credit operations team and collection team Work in partnership with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems Escalate on timely basis significant risk issues to business management and manager for taking appropriate remedial actions Ensure timely completion of RCSAs including appropriate action plans to address identified control gaps. Ensure issues/action plans arising from Risk & Control Self-Assessments, risk events, KRIs, regulatory inspections or other risk issues are properly followed up. Required Experience At least 10-12 years of total experience with at least 8-10 years in the relevant field. MBA / CA or equivalent post graduate qualification Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements. Primary Location India Job Credit Risk Organization INDBS300006 – Risk Management Group Experienced Job Type Full-time Job Posting Aug 10, 2018, 111231 AM

Cost Accounting/ ICWA

Degree: CA (Chartered Accountant)

Experience: 10-12

Function: Accounting / Tax / Company Secretary / Audit