Skill: risk management , lending , risk , banking; Exp: 2-5 years; About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East. To us, good performance is about much more than turning a profit. It’s about showing how you embody our valued behaviours – do the right thing, better together and never settle – as well as our brand promise, Here for good. We’re committed to promoting equality in the workplace and creating an inclusive and flexible culture – one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base. The Role Responsibilities Processes Identifying the verification requirement for the application & Initiating/conducting as required per Credit Initiation procedures Receiving/ tagging the verification report of the respective application Checking the validity of the information and documents used for credit decisioning Follow the correspondent banking DOI to process loan applications in line with the process, policy and product standards( 3 Ps) Risk Management Analysis and review the loan applications of the respective country to ensure the due deligency of the application and credit worthiness of the applicant on the repayment of the loan or cards All the 3 ps of the respective country and regulatory condition are adhered while desicioning the application , to manage risks Governance In the event of serious regulatory breaches,policy breaches or where credit appetitate have been breached, ensure senior management are informed and that actions are taken quickly to remediate and/or activities are ceased. Regulatory & Business conduct Display exemplary conduct and live by the Groups Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Support the Credit Initiation Procedures provide a standard framework to countries for developing and deploying credit initiation processes with an objective of optimizing efficiency without impacting credit quality. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Our Ideal Candidate For Grade B 6 months to 2 years of relevant work experience or knowledge of the lending related activites/ documentation Apply now to join the Bank for those with big career ambitions.
Function: Finance / Insurance Services