Skill: policies , salary , talent management , human capital , selection , decision making , team building; Exp: 0-3 years; Job Id 716 Job Title Area Credit Manager- Lucknow Industry Banking, Financial Servcies & Insurance Functional Area Accounting / Finance / Tax / Audit / Company Secretary Salary 10 Lac – 11 Lac About the Client Company is a leading Financial Institution in India focused on providing debt financing to MSMEs and Indian consumers.by way of buyout of an existing listed NBFC, and in the process the company got new shareholders, reconstituted a new board, started new business lines, and created a new brand and entity called Capital First. The founding theme of organiasation is that financing Indias 50 million MSMEs and its emerging middle class, with a differentiated model, based on new technologies provides a large and unique opportunity. Job Description The incumbent will be responsible for underwriting secured and unsecured proposal of MSME customers as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. To conduct personal discussion with customers to establish Credit worthiness. The incumbent will ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. To coordinate with sales to achieve targets and ensure TAT or SLAs are met. To ensure credit policy adherence to the accepted standards. To control and contain front-end delinquencies by calling up customer on first presentation. To manage and supervise a team of credit underwriters and provide guidelines. Desired Candidate Profile In the selection process at CFL the following traits defining potential & other criteria play an important role. Ambition Future leaders are willing to pay the price for success, including time, energy, risk taking and personal mobility. Ability Leaders can move from doing work, to getting work done with others as team leaders, to getting work done when they are not present. Agility High potentials must learn experiment, be curious, be self aware, and be flexible. Achievement Future leaders have developed a pattern of achievement. They accept new assignments and deliver what they say they are going to do. Core Competencies Knowledge Should have knowledge of financials. Skills Good analytical and team building and decision making skills. Leadership Capabilities Strategist Is Future focused Executor Creates discipline in getting things done. Talent Management Attracts, Engages & Retains talent. Human Capital Developer Develops people capabilities.
Function: Human Resource / IR / Training & Development