Skill: credit management , underwriting , fraud detection , credit policy , credit manager; Exp: 6-8 years; Hub Credit Manager – TW Location Noida Department TW Required Experience 5 – 10 yrs Job Description Responsible for underwriting of Two Wheeler (TW) product. Manage credit quality and control delinquencies. Understand credit policy and processes as well as credit environment in the city / branch. Ensuring 100 PERCENT screening of new applications. Ensuring appropriate work allocation. Responsible for updating and maintain sound Market intelligence of TW business. Investigation on pre acquisition fraud’s Managing Weekly and Monthly MIS and Trackers. Assessing training needs to accelerate his teams performance. Frequent check on feedback going to business. Monitor and enforce approval rate and TAT as per prescribed standards. Co-ordination with Business team for resolving queries. Sharing of best practices and trend for respective locations. Managing manpower requirements on timely basis. Key Skills Fraud detection and prevention. Credit Management. Decision making and capability of exception processing. Workflow understanding and good time-motion study abilities. Desired Candidate Profile Graduate with 6-8 years of work experience with 3 years of experience in Two Wheeler underwriting Should have excellent communication skills Team Management Understanding of TW Business and its key aspects. Strong Inter-personal and leadership skills ability to hire/train/motivate/retain large teams Ability to drive and track profitability at unit levels.
Function: Finance / Insurance Services